beam dental

beam dental

Beam Dental available for individuals and families. Is traditionally a coverage offered by employers to their employees who pay monthly premiums for fixed coverage. This kind of coverage has drawbacks– ceiling on spending, deductible or non-reimbursable issues, and waiting periods for certain kind of dental procedures, limitations and care or disease exclusions.

This kind of coverage also involves submission of claims. Dental Insurance traditionally covers preventive dental services like cleaning and routine examinations at 100% after deductibles are adjusted (they may vary from $20-$50 annually per individual). However, the choice of the dentist is up to the individual and premium is about $30 a month for individuals and $100 a month for families.

Beam Dental was founded on the idea that everyone deserves access to dental care, centering our mission around closing the gap of the 100 million Americans who don’t. … Beam’s vision is to deliver a fundamentally unique approach to coverage by incorporating dental hygiene behavior into policy pricing at renewal


With SmartPremiums, saving money is as easy as brushing your teeth. With the Beam Brush, the better a group brushes, the lower their premium will go. Other brokers, members, and employers are already enjoying their Beam experience. Beam Dental is the most innovative thing to happen to the dental insurance market, ever


The same great dental coverage you expect with perks– Beam Perks!Tell your company you want Beam Dental! … We’re the modern dental benefits company you’ve been waiting for. Every member receives Beam Perks (our smart electric toothbrush, paste, floss, & refill heads).
Dental PPO plans with a Nationwide network. … Provider Portal is the fastest way to get estimates, view claims status and more! … Looking forward to seeing more patients calling us with Beam insurance!

Oral health and maintenance of the same is a very important part of a healthy lifestyle. Prevention and correction of dental problems on time is essential to stem the damage to one of the most important organs of the human body. Many people do not realize the importance of maintaining their oral health.

Most Americans who do are without effective dental coverage. This is mainly due to cutting costs by major businesses effecting employee dental benefits. People who are used to regular maintenance of dental health are looking at options where they can get dental benefits. One main question on their minds today is “How benefits differ between Dental Insurance and Discount Dental Plans?”

Discount dental plans on the other hand offer dental benefits to everyone and are designed to give access to the dentist networks at discounted rates. They are also known as reduced fee dental plans or affordable dental plans. They are easy to join and does not involve any paperwork. Discount dental plans are generally membership programs that provide coverage on an annual basis with monthly membership fee. Consumers get secured discounts on dental services like exams, routine cleanings, extractions, root canals, fillings, dentures, and braces. They save the consumer 10-60% percent off standard fee of visiting a participating network provider or dentist.

The traditional dental insurance and discounted dental plans can also be clubbed together in certain situations to maximize savings.

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