The IHC Group is an Organization of insurance providers, and administrative and marketing affiliates
that has been providing life, health, disability, dental, and vision insurance
alternatives to individuals and groups for more than 30 years
Deductibles and out-of-pocket costs can have a toll on your savings if a sudden medical event happen to you or somebody in your family. Metal Gap
plans are bundled insurance benefits that could pay for the cost of your deductible
if an accident, critical illness or hospital confinement occur,
reducing the burden and stress out of your wallet. Whether a company is
Searching for a basic level of coverage, special contract language for
union-negotiated Advantages or an enhanced package geared at attracting and
retaining employees, IHC has products to meet different group life and disability
Quality, convenient and cost-effective healthcare at your
fingertips. Telemedicine offers three great advantages including access to some licensed physician 24/7 through Teladoc, advocacy and support for high-dollar
promises through Athos and exclusive discounts on hearing services via American Hearing Benefits
Dental insurance is required to cover teeth issues. These
Include problems like breaking teeth accidents or after with a collapse.
Dental insurance may be flexible and structured to be able to meet the distinct dental needs of individuals.
Dental insurance generally covers the costs or two dental
Checkups a year. Simple procedures like cleaning and filling the teeth can also be covered with these insurances. By exhorting individuals to get their teeth checked companies save people
from having to spend on costly treatments later on.
Workers. Since the dental costs of an average individual in a complete lifetime aren’t too high, dental insurance premiums are also nominal. Such group dental
insurances work in a somewhat different manner. Employees of these companies
are given a list of dentists who are enrolled with the insurance company.
They can approach them using their dental problems and receive the appropriate
insurance coverage. In some specific areas, dental insurances are provided only for
groups rather than for individuals.
Certain problems with it. There are forms to be filled out, and the whole
process of claim letters, and paying premiums makes the procedure cumbersome to
some. In group dental insurances, the assert letters and premium payments are
managed by the companies. There may also be cases once the money claimed is
not released or is released after a long moment. If this limitation is exceeded, it will not be paid for by the dental
insurance company. This is a problem considering dental insurances supply a limit of $1,000 annually; but a single root canal surgery may cost $3,500.
Dental insurances are actually very cheap to purchase. A
Dental insurance for an whole household can sum up to $80 in yearly premiums.
Group insurance premiums are marginally cheaper.